How to File for Bankruptcy with No Money

Depending on the complexity of your bankruptcy case, you may choose to file for a bankruptcy without an attorney. However, even with a slightly complicated case, consider hiring a Cleveland bankruptcy lawyer to save you time and hardship.

People who might want to consider filing without a bankruptcy attorney:

• Your income sets you below the median income for Ohio
• You own no property
• Most of your debt is dischargeable
• Your case isn’t likely to be flagged for fraud

This last consideration is perhaps the most tricky. Fraud in bankruptcy involves hiding or concealing assets to try to protect them from being taken. This includes moving assets before bankruptcy as well as intentionally falsifying or hiding information, including incomplete forms. This is perhaps one of the best reasons to hire a bankruptcy attorney, you get the benefit of their insight into the process and whether or not your case is likely to flagged for fraud.

Filing Bankruptcy for Free in Cleveland

If you choose the go-it-alone approach to filing for bankruptcy, your best bet is to contact the Cleveland bankruptcy court to explore your options. The Cleveland bankruptcy court also provides a step-by-step process of how to file without an attorney online. Information is provides in both video and text format, including the federal poverty guidelines, filing guidelines and even form instructions to help you complete your bankruptcy paperwork.

You may also be able to file bankruptcy for free in Ohio by filing through free legal aid clinics like the Ohio ACLU or services like Upsolve. You can also reach out to the Legal Aid Society of Cleveland to see if you qualify for free bankruptcy filing services.

Free Bankruptcy Consultation in Cleveland

Would you rather avoid the hassle and just find out from a license attorney whether or not you qualify for a free bankruptcy? I’m available 24/7 for consultation and I’m just a phone call away. Dial 216-526-0309 and discuss your bankruptcy options for free with a no-obligation consultation. Or, if you prefer, you can request a callback for a free consultation.